Living Grande · eXp Realty Delaware
Cost of Living in Delaware
Explore all three counties — then see how Delaware stacks up against where you live today.
New Castle County
Delaware's most urban county — home to Wilmington, Newark, and Middletown
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Character
Urban · Suburban
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Near Cities
Philly 30 min
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Median Home Price
$404,612
State median · varies by city
Below NJ & PA
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Property Tax Rate
0.74%
~$2,444/yr median bill
Well below national avg
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Avg Monthly Rent
$1,523
vs $1,639 national avg
7% below US avg
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Gas (per gallon)
$3.04
vs $3.13 national avg
Below national avg
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Weekly Groceries
$246
Per household avg
~2% above US avg
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Monthly Electric
$138
vs $137 national avg
Near national avg
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Health Insurance
$1,718/yr
Employee contribution
Slightly above avg
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Living Wage (single)
$17.99/hr
MIT Living Wage calc
Manageable
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Zero Sales Tax
Delaware has no state or local sales tax — every purchase saves you 6–10% vs neighboring states like NJ, PA, and MD.
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Access to Major Cities
Philadelphia is 30 min away. NYC, DC, and Baltimore all within 2 hours via I-95 or Amtrak — without big-city prices.
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Top-Rated Schools
Northern New Castle County has some of Delaware's highest-rated school districts, including Newark and Brandywine.
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Corporate Hub
Home to over 65% of Fortune 500 companies incorporated in Delaware. Strong job market in finance, pharma, and tech.
Kent County
Delaware's capital county — home to Dover, the state's most affordable major city
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Character
Suburban · Rural
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Airport
Dover AFB nearby
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Median Home Price
~$290,000
Dover area median
Most affordable county
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Property Tax Rate
0.46%
~$1,331/yr median bill
Among lowest in US
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Avg Monthly Rent
$978
Below state average
Very affordable
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Gas (per gallon)
$3.04
Statewide rate
Below national avg
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Monthly Family Cost
$7,178
Family of 4 modest budget
Below NCC
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Monthly Electric
$138
Statewide average
Competitive
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Dover Cost Index
4% below
vs national average
Most affordable city
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Homestead Exemption
Available
Seniors 65+ save big
$173k off assessed val
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Lowest Cost in Delaware
Dover ranks as Delaware's most affordable major city — 4% below the national average cost of living.
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State Capital Amenities
Home to state government, Delaware State University, and a growing healthcare and retail sector.
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Space & Quiet
More land per dollar, larger lots, lower density — ideal for families looking for room to breathe.
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Beach Access
Rehoboth Beach and Delaware's famous coastal towns are just 45–60 minutes south. Weekend getaway built in.
Sussex County
Delaware's coastal gem — beaches, retirement communities, and the lowest taxes in the state
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Character
Coastal · Resort
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Beach Towns
Rehoboth · Lewes
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Median Home Price
$397,800
Coastal areas higher
Beach premium applies
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Property Tax Rate
0.33%
~$1,171/yr median bill
Lowest in Delaware
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Avg Monthly Rent
$978
Inland areas
Affordable inland
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Gas (per gallon)
$3.04
Statewide rate
Below national avg
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Retiree Exemption
$229,000
Off assessed value (65+)
Best in Delaware
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Monthly Electric
$138
Statewide average
Competitive
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Living Wage
$15.85/hr
Lowest in Delaware
Most affordable wages
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Lifestyle Score
Exceptional
Beach · Nature · Quiet
Top retirement spot
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Beach Lifestyle
Rehoboth Beach, Bethany Beach, and Lewes are world-class coastal destinations right in your backyard.
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Best for Retirees
No Social Security tax. $229k homestead exemption for seniors. Lowest property tax in DE. Pension exclusions available.
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Lowest Tax Burden
At 0.33% property tax — the lowest in Delaware — Sussex homeowners pay an average of just $1,171/year.
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Space & Nature
Vast open spaces, wildlife refuges, bay access, and a slower pace of life make Sussex a true hidden gem.
💰 Your Potential Annual Savings in Delaware